Major socio-economic barriers significantly limit the ability of individuals to realize their full human potential. From the perspective of Universal Human Values, every human being has the inherent capacity for happiness, growth, creativity, and meaningful participation in society. However, various economic, social, cultural, and institutional obstacles prevent people from developing their abilities and living with dignity. Addressing these barriers is essential for creating a just, equitable, and value-based society. Poverty is one of the most significant barriers. People living in poverty often lack access to nutritious food, safe housing, clean water, healthcare, and education. Constant financial insecurity forces individuals to focus on meeting basic survival needs instead of pursuing personal growth, skill development, or innovation. Poverty also creates intergenerational disadvantages, where children born into poor families have limited opportunities to improve their future. Lack of quality education is another major obstacle. Education helps individuals develop knowledge, skills, values, and critical thinking. When access to education is unequal due to financial constraints, geographical isolation, or poor educational infrastructure, many people are unable to achieve their full intellectual and professional potential. Illiteracy and inadequate education reduce employment opportunities and limit social mobility. Unemployment and underemployment also restrict human development. A lack of decent employment opportunities leads to economic instability, stress, and reduced self-confidence. Even when individuals possess skills and qualifications, the absence of suitable jobs prevents them from contributing effectively to society. Fair wages, job security, and opportunities for career growth are necessary for ensuring human dignity and self-reliance. Social discrimination based on caste, gender, religion, ethnicity, disability, or economic