Question
Explain the concept of Universal Health Coverage (UHC).
Answer :
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Universal Health Coverage (UHC) is a health system goal that ensures all individuals and communities receive the health services they need without suffering financial hardship. It is based on the principle that access to quality healthcare is a fundamental human right rather than a privilege. UHC aims to provide equitable access to promotive, preventive, curative, rehabilitative, and palliative health services of sufficient quality to improve health outcomes. The concept is promoted by the World Health Organization (WHO) and is an important target under Sustainable Development Goal (SDG) 3, which focuses on ensuring healthy lives and promoting well-being for all at all ages. In health economics, Universal Health Coverage is viewed as an efficient and equitable mechanism for improving population health while protecting households from catastrophic healthcare expenditures. Health services often involve high costs, and without financial protection, many families may fall into poverty due to medical expenses. UHC seeks to reduce this financial burden by ensuring that healthcare costs are shared across society through taxation, social health insurance, private insurance with regulation, or a combination of financing mechanisms. The three main dimensions of Universal Health Coverage are population coverage, service coverage, and financial protection. Population coverage
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