Question
Explain the concept of digital certificate in context of online payment mechanism with examples.
Answer :
Word Count : 618
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A digital certificate is an electronic credential used to verify the identity of an individual, organization, website, or device in an online environment. It plays a vital role in securing online payment mechanisms by establishing trust between the customer and the payment service provider. Digital certificates are issued by trusted organizations known as Certificate Authorities (CAs), which authenticate the identity of the certificate holder before issuing the certificate. These certificates are based on Public Key Infrastructure (PKI), where a pair of cryptographic keys, namely a public key and a private key, are used for secure communication. In online payment systems, customers transmit sensitive information such as credit card numbers, debit card details, banking credentials, and personal information over the Internet. Since the Internet is an open network, there is a
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