Question

Discuss the role of Self-Help Groups (SHGs) in promoting women's empowerment. 

20 Jul 2026
Answer :
Word Count : 605
Self-Help Groups (SHGs) have emerged as one of the most effective grassroots strategies for promoting women's empowerment, particularly in rural and economically disadvantaged communities. An SHG is a voluntary association of women who come together to save regularly, access credit, undertake income-generating activities, and collectively address social and economic issues. By fostering financial inclusion, social solidarity, and leadership, SHGs have significantly contributed to improving the status of women. One of the primary roles of SHGs is economic empowerment. Women who were previously dependent on family members for financial support gain access to savings and affordable credit through group-based lending. This enables them to start small businesses, engage in agriculture, animal husbandry, handicrafts, food processing, tailoring, and other income-generating activities. Increased income enhances their financial independence, improves household welfare, and strengthens their bargaining power within the family. SHGs also promote financial literacy and entrepreneurship. Members learn
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