Question
पेमेंट गेटवे (Payment Gateway) क्या है? ग्राहक एवं व्यापारी के बीच ऑनलाइन लेन-देन को सुरक्षित बनाने में यह एक "मध्यस्थ (Middleman)" के रूप में किस प्रकार कार्य करता है, समझाइए।
Answer :
Word Count : 460
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पेमेंट गेटवे एक तकनीकी माध्यम है जो ऑनलाइन लेन-देन को सुरक्षित और सुगम बनाने के लिए ग्राहक और व्यापारी के बीच मध्यस्थ के रूप में कार्य करता है। यह मूलतः एक डिजिटल सेवा है जो ग्राहकों द्वारा की जाने वाली ऑनलाइन खरीदारी के दौरान उनके बैंक खातों और क्रेडिट/डेबिट कार्ड की जानकारी को सुरक्षित रूप से व्यापारी तक पहुँचाती है। जब कोई ग्राहक किसी ई-कॉमर्स वेबसाइट पर उत्पाद या सेवा खरीदता है, तो पेमेंट गेटवे उसकी भुगतान जानकारी को एन्क्रिप्ट करके प्रक्रिया करता है, ताकि संवेदनशील डेटा जैसे कार्ड नंबर, CVV और बैंक विवरण सुरक्षित रहें और किसी भी तरह की
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