Question
क्रेडिट के स्रोत
Answer :
Word Count : 527
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क्रेडिट के स्रोत वे साधन हैं जिनके माध्यम से व्यक्ति, व्यवसाय, किसान या संस्थाएँ अपनी वित्तीय आवश्यकताओं को पूरा करने के लिए ऋण प्राप्त करती हैं। क्रेडिट या ऋण आर्थिक गतिविधियों को बढ़ावा देने का एक महत्वपूर्ण माध्यम है, क्योंकि यह लोगों को वर्तमान में आवश्यक धन उपलब्ध कराता है और भविष्य की आय से उसका भुगतान करने का अवसर देता है। क्रेडिट के स्रोतों को मुख्य रूप से औपचारिक और अनौपचारिक स्रोतों में विभाजित किया जाता है। औपचारिक क्रेडिट स्रोत वे संस्थाएँ हैं जो सरकार द्वारा निर्धारित नियमों और विनियमों के अनुसार ऋण प्रदान करती हैं। इनमें वाणिज्यिक बैंक, सहकारी बैंक, क्षेत्रीय ग्रामीण बैंक, वित्तीय संस्थाएँ और सरकारी योजनाएँ शामिल हैं। वाणिज्यिक बैंक क्रेडिट का
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