Question
रिवॉल्विंग क्रेडिट
Answer :
Word Count : 519
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रिवॉल्विंग क्रेडिट एक ऐसी ऋण सुविधा है जिसमें उधारकर्ता को एक निश्चित क्रेडिट सीमा तक बार-बार धन प्राप्त करने और उसका उपयोग करने की अनुमति होती है। इसमें ग्राहक को प्रत्येक बार नया ऋण लेने की आवश्यकता नहीं होती, बल्कि स्वीकृत सीमा के भीतर आवश्यकता के अनुसार राशि का उपयोग किया जा सकता है। उपयोग की गई राशि का पुनर्भुगतान करने के बाद वह क्रेडिट सीमा फिर से उपलब्ध हो जाती है। यह सुविधा मुख्य रूप से व्यापारियों, कंपनियों और व्यक्तिगत उपभोक्ताओं के लिए उपयोगी होती है, जिन्हें समय-समय पर धन की आवश्यकता होती रहती है। रिवॉल्विंग क्रेडिट की मुख्य विशेषता इसकी लचीली प्रकृति है। इसमें ऋण लेने वाला व्यक्ति अपनी आवश्यकतानुसार राशि निकाल सकता है और केवल उपयोग
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