IGNOU MST 19 2026 - Payment mode Debit card Credit card○ ○Submit Reset

Question

Payment mode Debit card Credit card
○ ○
Submit Reset

10 May 2026

Answer :

Word Count : 328

Debit cards and credit cards are two common modes of electronic payment used in healthcare transactions, clinical trial reimbursements, insurance settlements, and public health service payments. Both facilitate cashless transactions but differ in their operational mechanisms, risk profiles, and implications for epidemiological research and clinical trial management. A debit card deducts money directly from the user’s bank account at the time of purchase or payment. It is linked to savings or current accounts and helps users spend only the amount available in their account. In healthcare settings, debit cards are frequently used for outpatient payments, pharmacy purchases, and reimbursement transfers in decentralized clinical trials. Debit card systems reduce the chances of debt accumulation and encourage financial discipline among

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