‘Insurance is an important risk management technique in disaster management’ Comment.
Risk management includes activities and responsibilities out-side of the general insurance domain, although insurance is an important part of it and insurance agents often serve as risk managers. Insurance management focused on protecting companies from natural disasters and basic kinds of exposures, such as fire, theft, and employee injuries, whereas risk management focuses on these kinds of risks as well as other kinds of costly losses, including those stemming from product liability, employment practices, environmental degradation, accounting compliance, offshore outsourcing, currency fluctuations, and electronic commerce. In the 1980s and 1990s, risk management grew into vital part of company planning and strategy and risk management became integrated with more and more company functions as the field evolved. As the role of risk management has increased
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