Discuss the Remedies available for negligence in ‘Banking Service’.
A claim in negligence is based on the assumption that the manufacturer owes a duty of care to all those who can reasonably be expected to make use of its product. In the case of 'dangerous' products such as those which, if defective, could cause extensive harm this duty may be owed to anybody who may reasonably be affected by a defect in the product. This means that a claim in negligence is not limited by the doctrine of privity of contract, which states that only a party to a contract can sue under it. A claim may be brought by a consumer-purchaser of the product, a person who uses the product or a third party bystander who is injured by the product.
The manufacturer's negligence may be:
- a failure to take care during the manufacturing process, resulting in a particular product being defective;
- a failure to take care during the design of the product, including a failure to carry out sufficiently careful research;
- a failure to carry out effective tests;
- a failure to provide an effective warning of dangers;
- a failure to recall a product, or to issue appropriate warnings if a danger becomes apparent after the product has been put into circulation.
Liability is not limited to the manufacturer
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