Question
What factors you need to keep in mind while preparing a food budget.
Answer :
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Income
The first important factor in preparing a budget is your income. When preparing a budget you need to focus on your net income, not gross. The amount of money you take home each month is what you use to pay your obligations. You could still choose to list amounts that get deducted from your income on a pretax basis, such as retirement contributions, in a separate area of your budget worksheet.
Costs
Think of your personal finances as a business, and with any business you have costs required to stay in operation. When preparing your budget you must take every expense into account. Anything that you spend
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