Question
Discuss the development of Co-operatives under 10th Five Year Plan.
Answer :
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The development of co-operatives in India during the 10th Five Year Plan (2002–2007) reflected a period of consolidation, modernization, and policy-driven expansion aimed at strengthening cooperative institutions across various sectors. The 10th Plan emphasized the role of co-operatives as instruments of social justice, poverty alleviation, and economic development, recognizing their potential to empower marginalized sections, particularly in rural areas. The planning framework highlighted that co-operatives, with their democratic structure, member-centric approach, and adherence to cooperative principles, could play a significant role in enhancing agricultural productivity, providing credit, and promoting entrepreneurship. During this period, the government focused on modernizing the cooperative movement to make it more efficient, transparent, and market-oriented. Reforms were initiated in the cooperative banking sector, particularly in the Short-Term Cooperative Credit Structure, with the aim of improving financial discipline, reducing non-performing assets, and introducing technology-driven banking services.
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