Investment is an important life skill because prudent financial decisions contribute to personal security, achievement of goals, and overall well-being. An understanding of different investment avenues enables individuals to match their savings with future needs while balancing risk and return according to their circumstances. Bank savings accounts and fixed deposits are among the most common investment options. They provide safety, liquidity, and assured returns, making them suitable for emergency funds and short-term goals. Although their returns are relatively low, they instill habits of disciplined saving and financial planning. Government securities, treasury bills, and savings schemes offer a high degree of security as they are backed by the state. Instruments such as public provident funds and national savings certificates are particularly valuable for long-term wealth accumulation and retirement planning, often accompanied by tax benefits. Corporate bonds and debentures provide an opportunity to earn fixed income with returns generally higher than government