Question
क्रेता की साख (Buyer’s Credit)
Answer :
Word Count : 531
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क्रेता की साख (Buyer’s Credit) अंतरराष्ट्रीय व्यापार में प्रयुक्त एक महत्वपूर्ण अल्पकालीन वित्तीय व्यवस्था है, जिसके माध्यम से आयातक को विदेशी विक्रेता से माल या सेवाएँ खरीदने के लिए आवश्यक धनराशि उपलब्ध कराई जाती है। इसमें सामान्यतः किसी बैंक या वित्तीय संस्था द्वारा आयातक को ऋण दिया जाता है, ताकि वह निर्यातक को भुगतान कर सके। इस प्रकार निर्यातक को समय पर भुगतान प्राप्त हो जाता है, जबकि आयातक को भुगतान करने के लिए निर्धारित अवधि मिल जाती है। Buyer’s Credit का प्रमुख उद्देश्य अंतरराष्ट्रीय व्यापार में भुगतान की सुविधा प्रदान करना और आयातक की कार्यशील पूंजी की समस्या को कम करना है। जब किसी आयातक को विदेश से मशीनरी, कच्चा माल, तकनीकी उपकरण या अन्य वस्तुएँ
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